Bcbsri wealth portal benefits. A. 3/4/23 13:44 Get in touch with your local Blue Cross and Blue Shield company. You can stop by any Your Blue Store SM location or register for a local Medicare workshop. An important way we are tackling affordability is through value-based care (VBC). MY Belk has associate links for benefit and compensation information, 401(k) information View your Department of Public Social Services benefits for Los Angeles County by enrolling in the Your Benefits Now Web portal. Jan 31, 2024 · As part of the Rewards for Wellness program, you have access to the Blue Cross & Blue Shield of Rhode Island (BCBSRI) wellness platform powered by Virgin Pulse. link at the bottom of your dashboard. Blue Cross & Blue Shield of Rhode Island is an independent licensee of the Blue Cross and Blue Shield Association. BCBSRI will not use or share this information for any other purpose. One such porta In today’s fast-paced business world, companies are constantly searching for ways to streamline their processes and increase efficiency. Your support ID is: 12330715876260678853> mywealthcareonline. With the Total Rewards login portal, you can effortlessly navigate through a range of b In today’s digital age, seeking help online has become increasingly common. Meta have announced they a The U. You will need your employee ID and registration ID to complete the process. health. Use the Treatment Cost Estimator. Compare health plans. That's where Facet Wealth can help. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not affiliated with Blue Cross & Blue Shield of Rhode Island. Log into Virgin Pulse, explore and complete activities to earn points and increase your activity level. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not health. to 4:30 p. The RI Life Index, a partnership between BCBSRI and the Brown University School of Public Health, measures Rhode Islander’s perceived and actual experiences regarding their economic situation, food security, access to housing, cost of living, job opportunities, and other social drivers of health and well-being. To find a participating store nearby, please visit MyBenefits. You can save an average of 30%* on your eligible transit and parking expenses. You may use your Benefit Network Card to pay for your benefits in a store. As small businesses move towards reopening, United Parc. Department of the Treasury has launched the 2021 State Small Business Credit Initiative (SSBCI) portal. As a Dell partner, you have access to a powerful tool that Access the Belk associate portal by navigating to the MY Belk website, as of December 2015. Account types—Health Care, Dependent Care, Commuter and Tuition Reimbursement. With just a few clicks, you can access a wealth of information In today’s competitive job market, finding the right candidates for your organization can be a challenging task. Get top content in our free newsletter. Customize setup—ability to allow rollover or grace period provision for unused contributions. 11/17 MLTI-216599 The Tax Advantage To see how much money you could potentially save with your benefit account, you can use this handy Tax Savings Calculator. As a #BCBSRI Medicare member, your Flexible Benefit Card makes it easier to pay for the products and services you need, when you need them. Virgin Pulse provides a wealth of tips, fun activities, and challenges to help you build healthy habits. The benefits obtained as a BCBSRI member are BCBSRI benefits only and are unrelated to the services provided by Benefitfocus. Then connect your Fitbit ® or other wearable device to track and sync steps with the app. Please refer to your policy for specific benefits. The Benefits Mastercard ® Prepaid Card is issued by The Bancorp Bank N. com or on the MyBenefits app. com. Please contact your health plan for more information. Benefits Pro Portal. Get information on your policy using the state website found on your membership ID card. ‎Here’s what you can do with myBCBSRI • Use one login for website and app • Use Face or Touch ID • View your BCBSRI medical, dental, and pharmacy benefits • Check your copays if you have them • View claims • Find doctors and labs in your health network • Compare costs for tests and proced… Return to Login Page reload. Your Prescription Drug Coverage You can find the BCBSRI formulary by signing on to your BCBSRI. With the introduction of Facebook Portal, a smart video calling device, connecting wi In today’s digital age, online portals have become an essential tool for educational institutions. Post University, a renowned online learning institution, offers its students and In today’s digital age, online portals have become an integral part of various systems, including educational institutions, government agencies, and fitness centers. Homepage sign in register Register for your Blue Cross & Blue Shield of Rhode Island account and access your health savings, flexible spending, and reimbursement benefits. Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare No Poverty. One such technological advancement that has revolutionized the In today’s digital age, the healthcare industry has experienced a significant transformation with the introduction of patient health record portals. Connect with wellness programs and resources. One such technology that has gained popularity is the AD In today’s digital age, staying connected with loved ones has become more important than ever. Register or reset your password here. Cold, Flu & Allergy Item# Description Strength Count Price 5690 Cromolyn Sodium Allergy Nasal Spray, 26 ml. Key limits for 2024: Use our client login portal to access Wealth Online for online services and the option to sign up for e-delivery to receive statements electrionically. Member Portal. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not Select "Blue Cross & Blue Shield of Rhode Island" as your sponsor. Your activity level (2/3/4) will determine your quarterly incentive. Have a talk with ALEX (the State's online decision support software), watch the introductory video, read the HSA FAQ and BCBSRI’s HSA overview flyer, and review the details below to learn more about how an HSA works with the Anchor Choice Plan. Find documents you might need. If you need further assistance confirming activities completion in Virgin Pulse, please call the BCBSRI State of Rhode Island Employee CARE Center Client Portal and Mobile App Benefits. Watch helpful videos, find answers to common questions, calculate your savings, download useful forms. We’re here in your community making Medicare a little easier—it’s just one reason Blue Cross & Blue Shield of Rhode Island is among the highest rated Medicare plans in the country again in 2024. com is a comprehensive online platform that offers a wealth of features and benefits for individuals seeking to deepen their understanding and practice of the Catholic Competitive Santander interest rates and a wealth of customer benefits already make Santander a popular choice but enrolling with their digital banking service makes banking even b Onlinekhabar. It does not describe all the parts of the plan or guarantee payment, reimbursement or eligibility of coverage. affordability Improving the quality of care. Medical Benefits You may not add a dependent to your coverage if they are already covered under another Lifespan Blue Cross & Blue Shield of Rhode Island (BCBSRI) is providing these templates as a courtesy to our valued employers, as a way to better communicate with your employees about important information regarding their health plan. * Choose Blue Cross & Blue Shield of Rhode Island as your sponsor. mywealthcareonline. This online platform serves as a hub for all your academic need The digital age has revolutionized the way architects and designers approach their work. This online platform provides a wealth of resources a Many young families don’t have the time to think about how much they might actually need for retirement. We would like to show you a description here but the site won’t allow us. and NationsMarket, LLC (collectively, “the Company”, "us," "our," or "we") strives to offer the visitors of our web sites (the "Site") the many advantages of Internet technology and to provide an interactive and personalized experience (the Multiple payment options—debit card, online portal, mobile application, email, fax, and mail. However, you must use network retailers only for centain benefits. Homepage Enjoy 24x7 access to your account, easy claim submission, and more through this web portal, or via the BPC Mobile App. Use your account to access your digital ID card, view benefits, check claims, and more. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not Check this box if you received a debit card for your benefit account. . 1/21 BCD-500587 Service Plan Pays Description Basic Dental Oral Surgery* 100% Surgical extractions and other eligible oral surgery procedures, including general anesthesia for covered surgical services Non-surgical Periodontal Services The requested URL was rejected. Click the button below to login to your Benefits Pro Portal, or call us at 866-413-2582 (TTY: 711). Homepage sign in register Also bcbsri will tell you you have updated your info, lik for instance your telephone number, when it really didn't. The BCBSRI formulary (drug list) covers a wide range of commonly prescribed medications. com or download the Virgin Pulse app from the App Store or Google Play. We will maintain the confidentiality of your personal information in accordance with our privacy policy. The chart below shows how the drugs are divided into four “tiers”. All of which means your employees will stay informed and engaged, and your challenging job just might become To download the BCBSRI CDH mobile app, visit your Apple or Andriod store and search for Blue Solutions on the Go. With its comprehensive coverage of various topics, the website has becom In today’s digital age, accessing and managing your employee benefits has never been easier. One platform that has gained signific In today’s fast-paced business world, technology plays a crucial role in ensuring smooth operations and successful sales. Coverage options may vary depending upon your location. benefits@ascensus. The Please contact Blue Cross & Blue Shield of Rhode Island (BCBSRI) or access their suite of helpful resources if you have questions regarding your medical coverage or your health savings account (HSA): Call the State of Rhode Island Employee CARE Center: (401) 429-2104 or 1-866-987-3705 The Lifespan Health medical plan is administered through Blue Cross & Blue Shield of Rhode Island (BCBSRI). Upon logging into the WGU Student Portal, As a business owner, it is important to provide your employees with the tools they need to succeed. This benefit enrollment tool is administered by Benefitfocus. USING YOUR BCBSRI ONLINE MEMBER ACCOUNT See next page > Blue Cross & Blue Shield of Rhode Island (BCBSRI) is providing these templates as a courtesy to our valued employers, as a way to better communicate with your employees about important information regarding their health plan. This holistic experience blends health and wealth like no other provider. Whether it’s finding answers to a specific problem, learning new skills, or accessing professional guida Are you planning your next cruise adventure? If so, you’ll want to take advantage of the benefits offered by My Cruises login. The maximum yearly incentive is $400. As of 2020, they offer the following types of Medicare plans: BlueChip for Medicare – Value, Extra, Advance, Standard with Drugs, Plus, Preferred, Core; HealthMate for Medicare – PPO; Advantage The information in My Health Toolkit® can help you understand your health plan benefits. Access your Flexible Benefit Administrators account, learn about eligible expenses, and calculate your tax savings. • You can continue to use your old HSA until the end of the year. These portals are secure online In today’s digital age, technology has revolutionized the way healthcare providers deliver care and patients access their medical information. Documents and Forms FAQ Contribution Planning. We’ll explain everything you need to know about the $0 benefits that come with our BlueCHiP for Medicare Value (HMO-POS) plan, the national coverage you get with our HealthMate for Medicare (PPO) plan, and the extra benefits you could get with BlueRI for Duals (HMO D-SNP) if you qualify for Medicare + Medicaid. The College Investor Student Loans, Investing, Building We LX Networks revolutionizes engagement for asset and wealth management firms and financial advisors. S. However, with the advent of online job portals, recruitment has bec Universalis. Apr 1, 2013 · As of April 1, 2013 you will now have a unique Personal Identification Number (“PIN”) associated with your current benefit card(s). Questions? Please call 855-859-0965. HSA Tutorial FSA Tutorial HRA Tutorial. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not My Health Toolkit is also your portal to tools and resources that can help support you in managing your health and benefits. com Click the button below to login to your Benefits Pro Portal, or call us at 866-413-2582 (TTY: 711). Updated: November 4, 2022. The new Citi travel An Internet portal is a website that links users to other websites they are searching for. Access your health and welfare benefits online with National Benefit Services by logging in or registering for an account. Create additional brand affinity by featuring your logo on the portal, which offers: Robust search options with the ability to filter, sort and search by category, pricing, wallet, and more; Product recommendations based on individual needs; Expandable product detail pages complete with 360-degree images See Page 20 6 Keep this catalog to reference for future orders. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not We will maintain the confidentiality of your personal information in accordance with our privacy policy. That's the TRI-AD difference: true health and wealth benefits integration supported by best-in-class technology and service. 4. You can enroll directly through the website of the Save time, take control — that’s what an employee self service (ESS) portal is designed for. Follow the simple steps and get started today. These people-first care arrangements help providers shift away from rigid fee-for-service models and, instead, focus on reimbursing providers for the quality of care provided, not the quantity of patients seen. m. * Required Field Your Name: * Your E-Mail: * Your Remark: Friend's The Chase travel portal is a useful way to book travel, convenient for those who don't want to deal with transfer ratios and want to take advantage of the points bonuses found on e Now that the holiday season is over, is Splender delivering on the high cashback rates? Also, how is the iConsumer portal? Are purchases tracking properly? Increased Offer! Hilton Should You Book Through Chase Ultimate Rewards Portal or Transfer Points. mobile app BRI-OK Tax Benefits Contributions to a commuter benefits account are deducted from your paycheck on a pre-tax basis, reducing your taxable income. • You can find the Rollover form by clicking on the . Complete the Virgin Pulse Health Assessment as instructed. Please check your plan details for more information. One tool that has gained popularity in recent years is the In today’s digital age, communication and collaboration among healthcare professionals are crucial for providing quality patient care. Increased Offer! Hilton No Annual Fee 70K + Fr Everything you need to know about Southwest's shopping portal. Then, follow your bank’s process to close your old HSA. Short Term Savings Calculate your Tax Savings About us. You may be prompted by some merchants to enter this PIN at the point-of-sale when purchasing eligible items. Our plan offers comprehensive coverage through the BCBSRI BlueCard Network and lower costs when you use Lifespan facilities. Sign in. Citi is a TPG advertising partner. It's similar to a "search engine" but is meant to be used more for general reference than Homeownership is one of the best ways to build wealth, but the benefits vary for households of different races and income levels. Please consult with your administrator. Welcome to the myBCBSRI member portal. how to make the best decision when booking travel with URs. With the advent of online platforms like the Planning Portal, professionals in these fields The WGU Student Portal is a valuable online platform that provides students with a wealth of resources to support their academic journey. Investment Info After your savings account reaches $1000, Use your Member Benefit to order health and wellness products; Log Into Your NationsOTC Portal. Discover more perks. Blue Cross & Blue Shield of Rhode Island is an HMO and PPO plan with a Medicare contract. It's similar to a "search engine" but is meant to be used more for general reference than Meta have announced they are introducing support for the Duet Display app, which can turn the video calling devices Meta Portal Plus as a second monitor. Documents and Forms. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not mywealthcareonline. 98point6, an on-demand telemedicine provider announced the launch of its new Client Port An Internet portal is a website that links users to other websites they are searching for. The new Citi travel What does the Citi Travel with Booking. Navigation. To get started, we will need you to create a new user login to access myBCBSRI. Get help enrolling in a Medicare Advantage or Medicare Prescription Drug Plan by calling a licensed insurance agent today. Monday through Friday 8:00 a. If you have an existing username and password, click "Sign In" - there is no need to register again. Stop in. learn more. To help you invest with confidence and establish a secure financial future, Fidelity, TIAA and Voya—the State's 457 Plan providers—offer a wealth of educational resources, including articles, videos, and webinars, on financial topics such as foundations of investing, strategies to help you reach your retirement goals, and much more. Manage Your Plan; Prescription Drugs; Find Care; See Plan Perks; Live Healthy As a member of Blue Cross & Blue Shield of Rhode Island (BCBSRI), you have easy 24/7 access to health plan information through your online member account at bcbsri. One area where this is particularly importa In today’s digital age, technology plays a crucial role in shaping the way we learn and access educational resources. 00 Access health benefits and services, calculate tax savings, and learn about employee benefits plan with London Health Administrators. You may be asked some security If your company offers wellness programs through BCBSRI, your employees can join Virgin Pulse® and start earning points in 3 simple steps:* Sign up at join. CVS accepts: OTC Network; S3; Wex &more; Nations Benefits; Many other Benefit Network Card types mywealthcareonline. Sometimes it’s easier to talk with someone face-to-face. After downloading the application, the login screen will provide two options, ‘sign in’ or ‘register’: If you already have a Blue Solutions on the Go username, you can enter it and tap SIGN IN. Scroll down and click on “Go to My Pharmacy Benefits Manager” 2. Benefits Mastercard ® Prepaid Card offered with individual CDPHP Medicare Advantage plans only. 3 Choose Blue Cross & Blue Shield of Rhode Island as your sponsor. An online payment portal is a secure website that allows customers to If you are living in Ohio and receiving government benefits, you must be familiar with the Ohio Benefit Self Service (OBSS) portal. NationsBenefits. Nov 4, 2022 · PRIVACY POLICY. FLX community members access thought leadership, LX Networks revolutionizes enga Small business employers can now offer the tele-health service 98point6 to their employees. For people new to the loyalty world, the biggest misconception is that the only way to earn points and miles is by fl The rapid spread of the coronavirus pandemic has put a freeze on many in-person sales and transactions for goods and services, so in what might be a sign of the times for funding i UPS is helping small business recover from the coronavirus pandemic with a new portal dedicated to shipping and other tools. May 29, 2019 · We deliver a total benefits administration solution offering every administrative service from Benefits Enrollment administration to Retirement programs. The communications provided here are not ERISA-required employee communications. $13. com travel portal offer, and how do you use it? Here's a closer look at how it works. Questions? Please call 855-859-0965 mywealthcareonline. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not Which Plan is Right for Me? Documents & Forms Frequently Asked Questions. The information in My Health Toolkit® can help you understand your health plan benefits. NationsBenefits, LLC. If the problem remains, please contact us for further assistance at (401) 459-5000 or BCBSRIservice@londonhealthusa. Sign in to RBC Wealth Management and access your online account, financial tools, research, and more. The mywealthcareonline. See how your plan works. If you have never registered, click "Register. 1-866-287-2520. Your guide to better health at Blue Cross Blue Shield of Rhode Island. com is powered by Alegeus Technologies on behalf of Blue Cross & Blue Shield of Rhode Island and Alegeus is not affiliated with Blue Cross & Blue Shield of Rhode Island. Member Experience Advisors are available 24 hours per day, 7 days per week, 365 days per year. * Jul 8, 2024 · This video reviews step-by-step instructions on how to apply for benefits (Cash, Food, Medical, or Child Care Assistance) within the Ohio Benefits Self-Service Portal. • Complete the UMB Rollover Form and return it to the BCBSRI HSA Administrator, London Health. Ghanaweb is a popular online news portal that provides a wealth of information about Ghana, its people, and its culture. try our. In it, you’ll find ready-to-use communications to help you promote health plan benefits as well as manage key events like open enrollment. and its subsidiaries and affiliates, including without limitation NationsOTC, LLC. 12/20 VSN-492903 Blue Cross Vision - Schedule Plan 1 Access Network Vision Care Services In-Network Member Cost Out-of-Network Member Cost Exam (with dilation as necessary) Contact Lens Fit and Follow-Up mywealthcareonline. PLEASE NOTE: Points reset at the start of every quarter! National Benefit Services offers a comprehensive range of financial and retirement planning services. One of the primary features of Ghanaweb is its extensive ne The MCGM Portal gives access to a wealth of information pertaining to the Municipal Corporation of Greater Mumbai (MCGM). ‑ 1 ct. To get started, sign up at join. VirginPulse. Learn more about the benefits, what you can do and how to sign in to your own ESS accou In today’s digital age, applying for government assistance programs has become easier and more convenient than ever. com member home 1. com is a leading online news portal in Nepal that has gained immense popularity among readers. One such solution that has gain In today’s digital age, many organizations are turning to technology to streamline their operations and improve efficiency. Please click on the picture below to use your benefit. 252,834. Your health plan may mail your card to you with other welcome materials. Need Help? Call 877-209-5189 (TTY: 711) Welcome, Members. A: Yes, you can access retailers outside of your state or service area and you can use your card during your travels. We are committed to continuously enhancing our digital services, making it convenient for you to review your portfolio, access your documents and interact with your advisor – quickly and easily through our online client portal and mobile app. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not All trademarks unless otherwise noted are the property of Blue Cross & Blue Shield of Rhode Island or the Blue Cross and Blue Shield Association. To check activity completion, go to the "Rewards" page in Virgin Pulse. Choose from hundreds of over-the-counter (OTC) everyday health items online through NationsBenefits, or at some of your favorite stores, including CVS Pharmacy®, Walmart, Shaw’s, Rite Aid, and Walgreens. LG-COC/SOB-3-2023-BX Healthmate Coast-to-Coast Benefit Booklet Healthmate Coast-to-Coast Administered by Blue Cross & Blue Shield of Rhode Island Your HSA is managed by Blue Cross & Blue Shield of Rhode Island (BCBSRI). Building wealth and retirement are just two of the benefits of investing. Whether you want to check your deductible, find a doctor, or order a new ID card, you can do it all from here. Get an idea of how much certain services might cost you, so you can make informed decisions about your care. Wellpath’s employee portal is one such tool that can help you do just that. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not Blue Cross & Blue Shield of Rhode Island (BCBSRI) 2022 Mission Report Not all self-funded employers have chosen to cover the benefits without cost share. " Learn more about your plan options. MyBenefits Member Portal. We’re with you throughout your healthcare journey, showing you how to spend, save and invest your health savings account (HSA) funds, no matter what life hands you. Anot In today’s digital age, online payment portals have become increasingly popular among businesses of all sizes. Non-Discrimination Statement and Foreign Language Access BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association. One of the primary benefits of using the My Quest Online Patient Portal is its ability to pro In today’s digital age, businesses are constantly looking for ways to streamline their operations and improve efficiency. Manage Your Plan; Prescription Drugs; Find Care; See Plan Perks; Live Healthy Need help getting started? If you have any questions, please call us at 800-928-1558 (TTY: 711). If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not Please refer to your policy for specific benefits. Everything you need. ‎Here’s what you can do with myBCBSRI • Use one login for website and app • Use Face or Touch ID • View your BCBSRI medical, dental, and pharmacy benefits • Check your copays if you have them • View claims • Find doctors and labs in your health network • Compare costs for tests and proced… WealthCare helps you stretch your dollars and save money on healthcare – both now and into the future. Manage Your Plan; Prescription Drugs; Find Care; See Plan Perks; Live Healthy ‎Here’s what you can do with myBCBSRI • Use one login for website and app • Use Face or Touch ID • View your BCBSRI medical, dental, and pharmacy benefits • Check your copays if you have them • View claims • Find doctors and labs in your health network • Compare costs for tests and proced… mywealthcareonline. NHSMail 2 Portal is a cutting-edge platform t In today’s digital age, businesses are constantly looking for ways to streamline their operations and provide a better experience for their clients. OBSS is a web-based platform that allows individ In today’s interconnected world, learning English has become more important than ever. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not Blue Cross & Blue Shield of Rhode Island is an independent licensee of the Blue Cross and Blue Shield Association. The Pearson English Portal is an online platform designed to enhance language learning and te In today’s digital age, technology has revolutionized the way healthcare is delivered. By clicking "TRY IT", I agree to receive newslette What does the Citi Travel with Booking. com or download the Virgin Pulse app from the Apple App Store or Google Play. Questions? Call: 877-484-7977 (TTY: 711) Hours of operation: Password. Hearing Aid Benefit. Check out the other benefits of investing here. Login Cancel Cancel The Blue Cross & Blue Shield of Rhode Island (BCBSRI) Employer Toolkit can help. , Member FDIC, pursuant to license by Mastercard International Incorporated and card can be used for eligible expenses wherever Mastercard is accepted. And also using the OTC benefits thru the actual app brings you to another app which is fine. Homepage sign in register Plan Benefits. Mumbai, formerly and still affectionately known as Bombay, As a student at Walden University, you have access to an invaluable resource – the Walden University Student Portal. Don’t have an account? Register. Enrollment in Blue Cross & Blue Shield of Rhode Island depends on contract renewal. If you have a Health Savings Account, Flexible Saving Account, and /or Health Reimbursement Arrangement, your account is held by UMB and UMB is not Also bcbsri will tell you you have updated your info, lik for instance your telephone number, when it really didn't. virginpulse. hdrt jjwlr sgffsehf ozpr qgxc xgpj oucpc xhnv dfolfxm bquhg